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inside mccu

routing number

Michigan Coastal Credit Union's routing number is: 272483277

NMLS number

Michigan Coastal Credit Union's NMLS Number is: # 812035


partner links

other info

Before you shop for your new vehicle, motorcycle, RV or Boat - remember to get pre-approved by your Credit Union - It's easy - apply online - by phone or in person. We have low competitive rates!


Michigan Coastal Credit Union has been informed that Target announced today that certain guest information, including names, mailing addresses, phone numbers, and email addresses for up to 70 million individuals, was also removed from their systems during the recently announced compromise.

While this information is not data used in the card authorization process, it could be used in an attempt to phish additional information from these consumers in order to obtain sensitive information, such as social security number, driver's license, credit card information or bank account information, which could be used to commit fraud. Therefore, please remember:

  • Do not respond to any email that directs you to update your personal information by dialing a telephone number.
  • Do not click on a link in an email from someone who is unknown to you as it may contain malicious code that will infect your personal computer. Beware of emails from someone known to you using unfamiliar language patterns and containing a link as they may not have been initiated by that person.
  • Please maintain virus protection software on your computer and make sure that scans are routinely completed.
  • Michigan Coastal Credit Union fraud prevention system initiates phone calls to our cardholders requesting verification of potential fraudulent transactions. These phone calls will not, however, ask for your full card number or PIN information.

It is simple, convenient AND perfect…

It’s a Visa Gift Card

With a Visa Gift Card, you choose the amount you want to give and they choose what they want to buy. From teachers, coaches and coworkers to friends, family and neighbors, a Visa Gift Card from Michigan Coastal Credit Union is sure to please. Stop by the Credit Union and stock up on Visa Gift Cards today.

Mobile Web Banking through ***It’s Me 247***

Your credit union in your pocket!

Shared Branches

Did you know you have access to your account at over 75 credit unions throughout Michigan? It's true. Thanks to our partnership with Xtend, you can make a deposit in Alpena or a withdrawal in Michigan City. Wherever you need us, Michigan Coastal has you covered.

Visit the Xtend website for a full listing of participating credit unions.

The Michigan Coastal Credit Union main location.

Mission Statement

Michigan Coastal Credit Union is a member-owned and operated credit union providing personalized low cost products and services to our members while maintaining financial stability and seeking growth opportunities.